Make solar more
affordable.
Understand solar financing options, typical bank requirements, loan margin, subsidy credit and how your monthly EMI may look.
Get a free estimate ↗A solar loan that
works with your budget.
Bank terms vary, and the applicable rate at sanction—not a website estimate—determines your final EMI.
J&K Bank
Its PM Surya Ghar product lists 5% margin up to 3 kW and 10% above 3 kW, with a maximum of 81 EMIs after moratorium and rate formulas linked to RLLR.
J&K Grameen Bank
Its public scheme mentions up to 90% of cost or ₹2 lakh, whichever is lower, for eligible systems up to 3 kW. Different rules apply above 3 kW.
Calculate your EMI.
This example finances the installation price before subsidy. The bank may reduce outstanding loan after eligible subsidy credits; actual EMI recalculation depends on timing and bank rules.
Not a loan offer or approval. Does not include moratorium, processing, insurance, fee or subsidy receipt timing.
Ready to make your rooftop
work for you?
Share your electricity bill and approximate location. We'll prepare a no-obligation, site-specific solar proposal.